Benefits for Survivors of Deceased County Employees and Retirees
Q: If I die, are my dependents eligible to continue to receive health insurance coverage?
A: Currently, all enrolled dependents of active, retired and vested employees will continue to receive coverage without charge (up to the NYSHIP rate) for three months beyond the end of the month in which the employee dies. Under certain collective bargaining agreements there is an additional nine months of coverage for enrolled dependents with no additional charge, as long as the dependent spouse or partner does not re-marry or enter a new partnership, and as long as the employee worked for the County or was a NYSHIP member (under state or local municipal agencies) for at least 10 years.
If your dependents are not entitled to the additional nine months of free coverage under a collective bargaining agreement, and you worked for the County or were a NYSHIP member for at least 10 years (“qualified service”) at the time of your death, your dependent survivors may continue their coverage after the three month period, but will be required to pay the full monthly premium. If you had not completed 10 years of qualified service prior to your death, your dependents may continue coverage for a maximum of 36 months under COBRA.
Please note that dependents cannot be added to a survivor’s policy unless they were previously covered as a dependent under the Nassau County employee/retiree/vestee’s coverage.
Rules Under Current Bargaining Agreements:
CSEA, ShOA and IPBA: Spouse/Domestic Partners and dependent children up to age 26 of active employees receive a total of one year without charge (up to NYSHIP rate).
Spouse/Domestic Partners and dependents children up to age 26 of retirees and vestees receive a total of three months without charge, after which they must pay the full premium.
ShOA (in line of duty): Spouse/Domestic Partner, as long as they do not re-marry, and dependent children up to age 26 receive coverage without charge (NYSHIP rate)
PBA, DAI, SOA: Spouse/Domestic Partner, as long as they do not re-marry, and dependent children up to age 26 receive coverage without charge (NYSHIP rate)
For more information, active employees should contact their department’s Human Resources Representative. Retirees may contact the Comptroller’s Office, Health Benefits Unit by e-mail at ComptrollerHealthBenefits@nassaucountyny.gov or by phone at (516) 571-2369.
Q: Who should be notified upon the death of an enrollee?
A: Dependent survivors should forward a copy of the death certificate to the Comptroller’s Office, Health Benefits Unit as soon as possible. In order to ensure eligible dependents’ ability to elect survivor benefits, the County must receive notice within 90 days of the enrollee’s death.