Mortgage Counseling

Nassau County Executive's Home ownership Center, which opened its door in April 2007, offers homeowners facing foreclosure, and in need of assistance, a newly established County hotline that will provide counseling services, including helping residents negotiate with lenders to avoid losing their homes.

Foreclosures are on the rise throughout the region due in part to the proliferation of "sub prime" loans that were offered to home buyers. As interest rates on those loans rise, many homeowners have difficulty keeping up with payments and some face the loss of their property.

Nassau County, a HUD-approved housing counseling agency, will help to assess a homeowner's financial situation, determine what options are available, and help negotiate with vendors. The counselors are familiar with the various workout arrangements that lenders will consider and will know what course of action makes the most sense for homeowners. In addition, the counselor can call the lender with homeowners or on behalf of a homeowner to discuss a workout plan. By meeting with a counselor before mortgage payments are too far behind, homeowners can protect themselves from future credit problems. Counseling services include: Fair Housing Assistance- Home Equity Conversion Mortgage Counseling - Home Improvement and Rehabilitation Counseling - Home buyer Education Programs- Loss Mitigation- Mobility and Relocation Counseling- Money Debt Management- Mortgage Delinquency and Default Resolution Counseling- Post purchase Counseling- Predatory Lending- Renters Assistance - Services for Homeless.

What We Do

The Office of Economic Development is a broad-reaching entity established by the County Executive to strengthen existing communities. The Office coordinates critical services and information to achieve three overarching goals:

  • Promote sustainable growth
  • Expand the tax base
  • Preserve and improve the overall quality of life

Contact the Home Ownership Center
John Sarcone
Director of Housing and Homeless Services

Nassau County Office of Housing
Intergovernmental Affairs
40 Main Street, 3rd Floor
Hempstead, NY 11550

Office of Economic Development
(40 Main Street, Hempstead, NY) 

Nassau County OHIA Applications

The Nassau County OHIA seeks Licensed Home Improvement Contractors

Notice of Public Hearings and Fundings

Informational Brochures

List of Qualified Engineers/Architects