Insurance Requirements

REQUIRED LIABILITY INSURANCE COVERAGE A current/in effect Certificate of Insurance MUST accompany your application with the following information included:  

  1. Producer's name, address, and phone number.
  2. Insured's name and address exactly as the application reads. All business locations must be listed on the certificate.
  3. Policy number, policy effective, and expiration date.
  4. Specific description of the type of work covered under the policy. The description must match the type of work that you are licensed to perform as described on your application. Please note that the words “General Contracting”, “Remodeling”, “Carpentry”, and “Home Improvement” will not be accepted. It must be specific. 
  5. Authorized Representative Signature.
  6. Limits of Insurance: 

a. Home Improvement License Only:

Bodily Injury - $250,000/500,000 
Property Damage - $100,000

b. Environmental Hazard Remediation License Only:

            Bodily Injury - $1,000,000/$2,000,000
            Property Damage - $1,000,000/$2,000,000 

c. For All Other Business Licenses:

Bodily Injury - $100,000/$300,000
Property Damage - $50,000/$50,000
Combined Limit - $300,000 minimum
Deductibles Are Not Acceptable

7. Certificate Holder :   Nassau County Department of Consumer Affairs 
                                         240 Old County Road
                                         3rd Floor
                                         Mineola, New York 11501 

8. Cancellation Notice: A notice shall be sent to this office within 15 days prior to any cancellation, non-renewal, or change in coverage of a license holder's insurance policy.

Please Note: If you are subcontracting work, you MUST have liability insurance for subcontracting.